Senior Underwriter

Company: NFM Lending
Location: Gulfport
Posted on: November 16, 2021

Job Description:

**Position Summary:**The Senior Underwriter is responsible for mortgage loans originated by correspondents according to guidelines set by NFM Lending, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and federal laws, and lending regulation. Position will clear conditions and expedite loan closings. **Essential Job Functions:**Specific tasks will include, but are not limited to, the following:- Underwrite a minimum 60 units per month. Maintain a daily workload as needed to ensure prompt turnaround time as dictated by senior management. - Function as a technical resource to business channel associates. - Assist in correction of Delivery Violations on specific files as required.- Enter complete and accurate data in systems to ensure data integrity.- Support team members to identify potential solutions/alternatives for difficult/denied loans.- Assist in orientation and training of department personnel.- Maintain knowledge of underwriting guidelines and stay current with department requirements.- Measure all mortgage loan submissions for underwriting decisions based on company quality control plans and investor/regulatory compliance.- Provide prompt, quality service to the originating branches and correspondents in a friendly and professional manner. - This position may require occasional overtime and travel.- Additional tasks as assigned.**Required Job Functions:**- Must maintain a DE Certification- Underwrite FHA, VA, Jumbo, and Conforming loans including High Balance and CDA- Approve, decline or counter offer loans within limits of assigned authority.- Approve, decline, or suspend/return residential mortgage loan submissions; must be responsible to meet deadlines when heavy periods of volume exist throughout the month.

Keywords: NFM Lending, Gulf Port , Senior Underwriter, Other , Gulfport, Mississippi